Payment Policy

AapnaGift.in par shopping ke liye dhanyavaad ! 
Hum safe & secure payment process provide karte hain. Aapka transaction end-to-end encrypted hota hai.
• UPI Payments (PhonePe, Google Pay, Paytm, BHIM, etc.)
• Debit / Credit Cards (VISA, Mastercard, RuPay)
• Net Banking (All major banks)
• Wallets (Paytm, PhonePe, Amazon Pay)
• Cash On Delivery (Selected products & locations only)

Payment successful hone ke baad aapko SMS / Email order confirmation mil jayega.
Agar payment fail ho jaye par paisa bank account se deduct ho, 
to automatic refund 3–7 working days ke andar bank ke through process ho jata hai.
All transactions encrypted & secured gateway (Razorpay/PhonePe) ke through complete hote hain.
Hum credit/debit card details store nahi karte.
COD sirf selected pin-codes par available hai.
Customized / personalized products par COD available nahi hota.
Order receive karne ke baad open delivery allowed nahi hai.

For payment related issues or refund updates:
Phone/WhatsApp: 9337574351
Email: support@aapnagift.in
City: Balangir (Deogaon), Odisha